Loan is added
Once a loan closes, the record can be tracked with its original rate, payment, balance, program, property and closing date.
PPE • RATE RADAR
Keep closed loans on your radar.
Rate Radar watches your closed-loan portfolio after the configured review window, checks eligible loans against current pricing, and surfaces refinance opportunities when the improvement is strong enough to deserve a loan officer’s attention.
Portfolio Monitor
Demo workspace
248
Loans tracked
61
Ready for review
5
Signals today
DEMO SCAN
61 loans checked against current pricing
The radar is looking for loans that meet the company’s review window and opportunity thresholds.
Portfolio scan
Complete
Sample refinance signal
Estimated payment ↓ $284 / month
7.125% → 6.250%
MonitorClosed-loan portfolio
CompareCurrent PPE pricing
ActLoan Officer Review
ProposalClient Proposal
HOW IT WORKS
A background process built around the loan officer.
Rate Radar does the repetitive monitoring. The loan officer still controls review, borrower contact and the final refinance conversation.
Review window matures
The loan waits until the 6 months review window is reached before active refinance monitoring begins.
Pricing is checked
Rate Radar repeatedly compares eligible loans with current PPE pricing, looking for a meaningful improvement.
A signal is created
If the new scenario produces enough improvement, the loan becomes an opportunity instead of remaining just another monitored record.
LO reviews and decides
The loan officer reviews the comparison, confirms the scenario and can build a proposal before contacting the borrower.
OPPORTUNITY WORKSPACE
One place to see what changed and why it matters.
Check and review what the borrower has today, what changed, and whether the improvement is worth reviewing.
Original loan snapshot
New pricing comparison
Estimated monthly savings
Break-even context
TM
SAMPLE BORROWER
Taylor Morgan
Loan DEMO-48217 • Austin, TX
Opportunity Found
PROPERTY
1842 Ridgeview Lane
Austin, TX 78746
CLOSED
02/18/2026
LOAN OFFICER
Alex Carter
CURRENT LOAN
7.125%
What the borrower has today
- Monthly payment
- $3,218
- Est. balance
- $418,700
- Program
- 30 Yr Fixed
- Remaining term
- 342 mo
NEW SCENARIO
6.250%
Potential refinance option
- New payment
- $2,934
- Monthly savings
- $284
- Est. closing cost
- $3,120
- Break-even
- 11 mo
ESTIMATED MONTHLY SAVINGS
$284
Approx. $3,408 over 12 months
Rate improvement
0.875%
Break-even
11 months
Signal strength
Strong
LO WORKFLOW
The system finds the signal. The LO owns the action.
Click through the demo stages to see how one sample loan moves from monitoring to a borrower-ready refinance conversation.
MONITORING
The loan is being checked in the background.
Pricing is checked against the company’s refinance rules. No LO action is required until a meaningful opportunity appears.
Workflow
25%
Current stage
Watching
Routine pricing checks continue until a company rule is met.
FROM SIGNAL TO OUTREACH
Review first. Build the proposal second. Contact the client when ready.
The public page only explains the flow; it does not copy the internal proposal design.
Loan officer review
Confirm the scenario, program, savings and borrower fit before taking any action.
Generate proposal
Create a borrower-facing comparison from the approved refinance scenario.
Start the conversation
Reach out with a clear reason, a reviewed opportunity and a simple next step.
READY TO GET STARTED?
Start Running Your Mortgage Business the Right Way
All-in-one platform designed to simplify your workflow, increase productivity, and help you close more loans.
Save Time
Automate tasks and streamline your workflow.
Close More Loans
Get better visibility and move faster.
Stay Compliant
Built-in compliance tools keep you audit-ready.
Scale Effortlessly
Grow your business with confidence.
