These Terms and Conditions outline the rules and regulations for using 1smtg.com, a platform operated by Zero 1 Solution LLC. By accessing or using this platform, you agree to these terms in full. If you disagree with any part of these terms, you may not use our services.
1. Services Provided
1smtg.com provides a comprehensive platform for mortgage professionals, including but not limited to:
Pricing and Proposal Engine (PPE): Run scenarios, access investor rate sheets, track rate alerts, and manage proposal history.
Communication Tools: Desk phone calls, SMS, fax, email (including secure email), chats, video messaging, and video meetings.
CRM System: Manage customer portals, point-of-sale (POS) functionality, partner information, employee details, recruitment, and communication workflows.
Loan Origination System (LOS): Structure loans, run credit checks, generate 3.4 files, manage loan files, and perform NMLS reporting.
Additional Features: Calendar integration, document management, e-signing, training videos, task management, and marketing tools such as flyers and emails.
Human Resources (HR): Manage employee recruitment, accounting, approvals, and document workflows.
2. User Responsibilities
2.1. Account Setup
You are responsible for providing accurate information when creating an account and for maintaining the confidentiality of your login credentials.
2.2. Prohibited Activities
Users may not:
Engage in unauthorized access or use of the platform.
Transmit viruses, malware, or other harmful content.
Copy, distribute, or modify the platform's content or software without written permission.
2.3. Compliance
Users must adhere to all applicable laws, including mortgage industry regulations, when using the platform.
3. Privacy Policy
Your privacy is important to us. For details on how we collect, use, and protect your data, please refer to our Privacy Policy.
4. Intellectual Property
4.1. Ownership
All content, software, and design elements of 1smtg.com are the property of Zero 1 Solution LLC unless otherwise stated.
4.2. Restrictions
You may not reproduce, distribute, or create derivative works from our materials without express written consent.
5. Disclaimer of Warranties
5.1. "As Is" Basis
The platform is provided "as is" without warranties of any kind, express or implied.
5.2. No Guarantees
We do not guarantee that:
The platform will operate without interruption or errors.
Information provided on the platform is complete or accurate.
6. Limitation of Liability
6.1. No Liability
Zero 1 Solution LLC is not liable for any direct, indirect, incidental, or consequential damages arising from the use of this platform.
6.2. User Responsibility
Users assume full responsibility for the results and outcomes of actions taken using the platform.
7. Modifications
We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page, and your continued use of the platform constitutes acceptance of the revised terms.
8. Governing Law
These Terms and Conditions are governed by the laws of the State of California, USA. Any disputes will be resolved under the jurisdiction of the courts in California.
9. Contact Us
For any questions or concerns about these Terms and Conditions, please contact us:
Phone: (888) 458-0650
Address: 9146 East Stockton Blvd. #1018, Elk Grove, CA 95624
