Omar Khamisa

My name is Omar Khamisa, and I’m the CEO of Mission San Jose Mortgage. We are a boutique mortgage company that began in Fremont, California, in the Mission San Jose area. From the very beginning, our goal has been simple to help each customer find the right mortgage solution tailored to their unique needs. As more families placed their trust in us, we expanded and moved our main office to Stockton, California, proudly serving the Bay Area, San Joaquin Valley, Sacramento, and beyond. Today, Mission San Jose Mortgage is licensed in 11 states and growing, allowing us to bring our competitive programs and personalized service to clients nationwide. To better serve our customers, we recently established our headquarters in Missouri City, within the Houston, Texas area. With this move, we can now provide extended service hours from 8:00 AM to 8:00 PM Central Time, making it easier to support clients coast-to-coast from Florida to California. With nearly 20 years of mortgage experience, I understand that buying or refinancing a home isn’t just about numbers it’s about your family, your goals, and your future. That’s why at Mission San Jose Mortgage, we’ve built our process around personal attention, clear communication, and long-term financial planning. In 2024 & 2025, I was honored to be named Broker of the Year by NAMB (National Association of Mortgage Brokers), along with receiving multiple distinguished awards throughout my career. These recognitions are humbling, but our true focus has never been on being the “top” mortgage company it’s about being the right mortgage partner for you. Specialties Include: Conventional Loans FHA / FHA 203(k) Loans Jumbo Loans Agency Loans Hard Money Loans Construction Loans Investment Portfolio Financing Foreign Buyer Programs Single-Family Homes, Condos & Townhomes Residential Rentals & Investment Properties REO / Bank-Owned Properties Short Sales & Distressed Properties Fix & Flip Properties Luxury Homes First-Time Homebuyer Programs I am fluent in English, Memon, Urdu, and Hindi, with additional understanding of Spanish, Punjabi, Gujarati, and Sindhi. This helps me connect with and serve a diverse range of clients with care and understanding. Our Mission Our mission is to take the time to truly understand your needs, rather than rushing to close a deal. We believe in building long-term relationships and helping families create wealth through thoughtful planning and responsible lending ensuring financial strength and stability for the future. At the end of the day, we are just human beings like you, working hard to grow our own families while helping your family grow as well.